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Investor lending makes regulators nervous

As investor lending reaches a record high, RP Data believes banking regulators may become concerned and consider taking action.

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La Trobe Financial sees future without trail

The debate around remuneration for mortgage brokers has intensified, with one credit specialist warning that a focus on consumer protection could see an end to broker trail commissions in ...

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Queensland lender imprisoned

Ronald David Williams and Gary David Maile, former directors of Selection One Finance Pty Ltd (Selection One), were today sentenced in the Brisbane District Court after pleading guilty to ...

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TSB float creates options for NAB

Tomorrow’s listing of UK bank TSB will be a key development in NAB’s plans to offload its UK loan portfolio.

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New lenders to enter market

Cheaper funding has primed the mortgage market for a new wave of smaller lenders to drive competition.

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Majors will influence FSI, consumers say

As the Financial System Inquiry (FSI) prepares its interim report, 67 per cent of Australians believe the major banks will have too much influence.

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FCA praises interest-only mortgage commitments

The UK’s APRA equivalent has welcomed news from the Council of Mortgage Lenders that British lenders have contacted interest-only borrowers whose mortgages are due to mature by the end of ...

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RBA spotlight on predatory lending

Australian lenders have been quick to defend non-conforming loans, as the RBA emphasises the danger of a rise in predatory lending.

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Adelaide Bank adds to housing affordability debate

Adelaide Bank has emphasised the importance of housing affordability following the release of the its quarterly report.

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ING DIRECT cautions lenders on customer analytics

Lenders must be careful not to over invest in customer analytics where a ‘less is more’ approach is often more valuable, according to ING DIRECT.

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